Mortgage Guide: What Is A Loan Pre Approval Anyways?

Mortgage Guide: What Is A Loan Pre Approval Anyways?

While plenty of people pick out the house they want and then go to the lender for a mortgage, this is actually quite backwards. If you are hoping to purchase a home soon, getting pre-approved for a mortgage should be the first item on your list. Quite simply, you get...
4 Steps To Take Before Applying For A Loan

4 Steps To Take Before Applying For A Loan

Borrowers who start preparing for a mortgage loan long before they’re actually ready to apply for one are making a smart move. Starting early to identify any problem areas with your credit is a very wise thing to do. Steps you can take today to get ready for...
Learn More About The USDA Loan

Learn More About The USDA Loan

USDA LOAN Requirements United States Dept of Agriculture or Rural Development * Minimum 640 credit score – We will look at your credit from all 3 credit reporting bureaus and use the middle of the 3 scores. For example if you have an Experian score of 725, a...
How Gift Funds & Non-Payroll Deposits Affect Home Loans

How Gift Funds & Non-Payroll Deposits Affect Home Loans

Without a doubt, the hardest and most misunderstood part of getting a mortgage these days is the evaluation of funds used to purchase a new home. For some people, just saving up for a down payment is the hard part; for others, it’s justifying from where the money...
19 Stupid Things NOT to Do If You’re Buying A Home

19 Stupid Things NOT to Do If You’re Buying A Home

It’s hard to get lost in the big articles and the legalistic writing styles that take 4 paragraphs to get to the point. Let’s say this simply: When you’re buying a home, there are things that help and things that hurt. Don’t do those stupid...

It’s Okay to Choose an “Online” Lender

In today’s modern technological time, you would think that everyone would understand that just because your “mortgage” person is not sitting in an office down the street from you that it doesn’t matter but it does. Many times this is because...